Investment scheme are pools of funds that are managed on behalf of investors by a professional money manager. The manager uses the money to buy stocks, bonds, or other securities according to specific investment objectives that have been established for the scheme. In return for putting money into these funds, the investor receives shares or units that represent his/her pro-rata share of the pool of fund assets. In return for administering the fund and managing its investment portfolio, the fund manager charges a fee based on the value of the fund’s assets. Schemes in Ghana take the form of either a Mutual Fund or a Unit Trust. It is worth noting that variations exist in these from jurisdiction to jurisdiction. The definitions in this brochure are based on the current Securities Industry Law of Ghana.
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