Investment scheme are pools of funds that are managed on behalf of investors by a professional money manager. The manager uses the money to buy stocks, bonds, or other securities according to specific investment objectives that have been established for the scheme. In return for putting money into these funds, the investor receives shares or units that represent his/her pro-rata share of the pool of fund assets. In return for administering the fund and managing its investment portfolio, the fund manager charges a fee based on the value of the fund’s assets. Schemes in Ghana take the form of either a Mutual Fund or a Unit Trust. It is worth noting that variations exist in these from jurisdiction to jurisdiction. The definitions in this brochure are based on the current Securities Industry Law of Ghana.
Two courses by which your cash can work for you are:
1. Cash wins Money: You can offer cash to somebody to utilize it for a pre-characterized timeframe. That cash will return with a premium. Or then again you can likewise put resources into stocks.
2. Purchasing something that could increment in esteem: You are a proprietor of something for which you trust that its esteem will increment with time. At the critical moment, you can offer it and get the cash alongside the benefit.
There are a different here and now and long haul ventures alternatives accessible in the market in India like common assets, bank settled stores, value offers, stocks and consider-ably more. One can pick the most suitable venture alternative according to his needs, spending plan and tentative arrangements.
Dangers and Returns are the two terms that snap in your psyche immediately at whatever point you find out about Investment choices. All the three terms-Investment, Risks and Returns are interlinked and related. High speculation prompts more hazard which additionally prompts higher returns.
A few people imagine that 'Contributing is Gambling'. Be that as it may, these two terms are very unique. One ought not get mistook for both. Betting is putting cash in danger by wagering on a result which is questionable. It works just on an expectation that you may win the cash. Yet, contributing doesn't take a shot at this rule. Indeed, there is a hazard however there is likewise a security of getting a specific measure of cash after a characterized time interim.
Time period, Tolernce, Diversification, and Knowledge, these are the four procedures which can decrease your presentation to venture chance. You should stay put for longer in that item with which you feel great. Try not to stall out to any one kind of venture alternative and put endeavors to comprehend the budgetary world to wind up a decent financial specialist.