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Investment planning
A sound investment strategy is critical to helping your money grow and, ideally, outpacing inflation. However, if you're like many people, you may not have the time or the inclination to analyze how different investments or securities may fit into your portfolio.

The steps below can help guide you through the investment planning process.

Clarify your investment goals
Before you invest your money, it's important to identify and prioritize your financial goals, assess your risk management and understand your investment options. A financial advisor can help you sort through your options and invest appropriately. Some questions to consider:

What needs and dreams are you saving for? Retirement, a home, education?
When will you need the money you plan to invest now?
What is your risk management? Are you willing to invest in stocks that may rise and fall in value in the short term, but have the potential to deliver larger returns in the long run? Or would you feel better if your money were invested more conservatively?
Do you understand how different investment vehicles (stocks, bonds, mutual funds, real estate, etc.) work? And the potential tax impact of each?

Investment planning is the first step for a better life. Before you make any financial move you need that kind of plan.
This plan is made to fix your objective and the resources that you already own or need.
Whatever your investment goals or reasons for saving, from buying a house to saving for emergencies, investment planning helps you make your goals happen. It’s easier to find the best home for your savings and investments with a plan. With a plan you know how much to save, and can keep track of progress. When you can make a plan, you need to take stock.
Be careful which way you choose because it may be the wrong qno. Even if it is the wrong one, don't give up. Get up and try again. Everytime you fall you need to get up stronger and stronger everytime.