invest 100 dollars
The Best Way to Invest $100 a Month
Just because you don't have thousands of dollars lying around doesn't mean you can't get into investing. We asked five of our contributing writers how they would invest $100 per month. Here are their answers.

Many people think that $100 per month is too little to start investing, but there are actually some great choices you can make to begin an investing strategy even with such a small amount of money. One of the best ways to start is to invest in an index-tracking fund, which will give you much-needed diversification despite having only minimal assets to invest. You'll also get the certainty and stability of knowing that your investment will track the market benchmark of your choice, whether it is a popular index like the S&P 500 or a more specialized index.

Most mutual fund companies say that they want higher minimums to start a fund account, with amounts like $1,000 being fairly typical. Yet if you're willing to make regular additions to your account on a monthly or quarterly basis, starting with $50 or $100 is an option at many different fund companies that have viable low-cost index fund choices available.

Once you've built up a solid foundation in your index fund account, you can then branch out and take on the greater risk of individual stocks if you want. For many, though, an index cash is all you'll ever really need in order to succeed with your investing.

There's a lot of compelling evidence that investing in stocks is the best way for the regular guy (and girl) to attain financial independence. Unfortunately, a lot of people don't understand how important it is to also have a strong marginal of safety. For most of us, the best marginal of safety is cold, hard cash.

If you don't already have six months' of living expenses (maybe more if you have kids and a mortgage), then the best place for you to start with that $100 per month is putting it in a savings account.

Yes, with current interest rates you won't get much of any return on your savings, but it's important to remember that a safety net isn't about getting return, but about keeping you from having to dip into investment accounts like your 401(k) if you have a financial emergency.

This is especially true if you were to lose your job, or suffer an unexpected illness or accident that impacts your income for weeks or even months. Having the margin of safety of many months of income in cash will mean that life's unexpected events won't end up affecting your retirement plans. Interest rates stink, I know, but this is about protecting the downside. Not capturing more returns.

3 Ways to Invest 100 Dollars
Thinking of how to invest 100 dollars?

Whether you managed to save it up or found a nice crisp bill on the side walk, there are a lot of options even when you have only a little money to invest.

To some it may seem like hardly worth the trouble of figuring out where to invest this small of a sum, but with any type of investing the key is to make it a regular habit. So while $100 may not seem like a lot of money any start to investing is a great start

Traditional 1000 Investment
When people talk about investing money these are the ideas that typically come to mind. You put money in and make a decent interest rate on the investment.
Invest with Reno-Advane:If you have never dabbled in picking your own stocks and only have $100 to invest then a robo-advisor can give you the best bang for your buck.