Personal or individual investment account.
Take control of your personal investments with HSBC’s unparalleled online investing access to both the North American and leading international equity markets.
1 HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a member of the Canadian Investor Protection Fund.
2 HSBC Premier eligibility requires you to have an active Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Monthly banking package fees may apply.
3 Available on online equity trades on North American markets. Subject to conditions. For more information on HSBC InvestDirect rates, visit www.investdirect.hsbc.ca.
4 International Equity trades made online, excluding Hong Kong, and all international trades placed on the phone qualify for the International Equities trade discount. Subject to minimum commission.
The content herein is not intended to provide specific tax advice and should not be relied upon in this regard. HSBC makes no guarantee, representation, or warranty and accepts no responsibility or liability as to the tax treatment of these services. For full details about TFSAs and how they relate to your own income tax and financial situation, please consult your personal tax advisor.

An individual investment account, is an account type that you will open with an investment broker to give you access to different investments such as stock, bonds, among others. This is something you can't achieve with savings account. If you want to invest in stocks and bonds, then you will definitely need an investment account to help you achieve that purpose. It is of a great advantage, of course, to have this account opened with an online broker as online brokers will give you a hands on trading experience with their websites, or mobile apps.